" " The Various Ways to Pay for Talkspace Therapy — Talkspace – Wellness for Life " "
Wellness for Life
Advertisement
  • Home
  • News
  • Family Wellness
  • Health and Wellbeing
  • Mental Wellness
  • Contact us
No Result
View All Result
  • Home
  • News
  • Family Wellness
  • Health and Wellbeing
  • Mental Wellness
  • Contact us
No Result
View All Result
Wellness for Life
No Result
View All Result
Home Mental Wellness

The Various Ways to Pay for Talkspace Therapy — Talkspace

admin by admin
December 24, 2022
in Mental Wellness


1. Insurance (Partner Covered with Talkspace)

Insurance is the most prominent and well-known way to pay for some or all of your therapy. 

Does insurance cover therapy fully? Depending on your provider, plan, coverage, and deductible, the cost of therapy can vary. Talkspace accepts most major insurance companies, including:

  • Aetna
  • Blue Cross Blue Shield
  • Cigna
  • GatorCare
  • Optum
  • Premera
  • And more

Remember that even with insurance, you’re still responsible for covering any copayment or coinsurance due. These charges can be conveniently paid through our platform, and the cost of therapy copayment will differ depending on your type of coverage and plan. 

2. Employer Coverage

Research shows that when employees have adequate access to mental health care, they’re more effective and productive in their jobs, happier, and miss less work. 

This incentive has ultimately resulted in more employers offering health care plans that include mental health coverage. Talkspace has partnered with hundreds of employers and organizations across the country, eliminating a huge part of the barrier to access so many people faced in the past. If you want to know if your employer offers covered online therapy through Talkspace, reach out to your company’s HR department. 

3. EAP Sessions

Many workplace Employee Assistance Programs (EAPs) offer employees a specified number of therapy sessions. 

If your EAP covers mental health care, you can get started after a brief assessment that takes less than two minutes to complete. You’ll be matched with a provider and can begin therapy, often in a matter of days.

4. Through HSA or FSA Reimbursement via Superbill

Superbills are a convenient option for some Talkspace members. Essentially, a superbill allows you to be reimbursed for the cost of your therapy. 

To use a superbill for therapy, you pay upfront for your sessions. Then, you can be fully or partially reimbursed through your Health Savings Account (HSA) or Flexible Savings Account (FSA). HSAs and FSAs are both pre-tax accounts that help you afford healthcare expenses like copays, appointments, and prescriptions. 

The main differences between HSAs and FSAs are that you own an HSA for therapy, and you don’t lose the money you put in at the end of each year. FSAs, on the other hand, can be thought of more like a line of credit you can borrow against. Keep in mind if you don’t spend everything you’ve contributed to your FSA account throughout the year, in most cases, you’ll lose it at the end of the year. You can also pay directly for therapy with your FSA card.

5. Through Insurance Reimbursement via Superbill

Superbills may also be submitted to your insurance company for reimbursement of the cost of therapy. 

Like using an HSA or FSA, you can pay out of pocket for your sessions, submit a superbill to your insurance, and be partially or fully reimbursed. This option can be especially beneficial if your insurance provider isn’t a Talkspace partner.  

6. Out-of-Pocket Via Major Debit or Credit Cards

Can you get therapy without insurance? You don’t need to have insurance to receive therapy from Talkspace. You can pay for care out-of-pocket with any major credit card or debit card. Talkspace accepts domestic and international cards and takes CareCredit when Visa, MasterCard, or American Express is the processor. 



Source link

Previous Post

10 thoughtful (and cheap) last-minute Christmas gift ideas

Next Post

Fluffy Vegan Banana Bread (NO refined sugar!)

Next Post

Fluffy Vegan Banana Bread (NO refined sugar!)

Recommended

Mental Health Problems are High Among Hospitality and Real Estate Sectors

March 17, 2023

US Man Stays Away from Alzheimer’s for 2 Decades

June 5, 2023

Don't miss it

Health and Wellbeing

Instant Pot White Rice – Fit Foodie Finds

December 8, 2023
Mental Wellness

Cymbalta Alternatives to Consider — Talkspace

December 8, 2023
Mental Wellness

6 Tips to Help Ease Seasonal Depression

December 8, 2023
News

Smartphone Overuse in Adolescents Impacts Mental Health

December 8, 2023
News

Study: Google reveals LLM that helps accurately diagnosis complex cases

December 8, 2023
Family Wellness

The Gift of Community | Jim Daly

December 8, 2023

© Wellness For Life News Hubb All rights reserved.

Use of these names, logos, and brands does not imply endorsement unless specified. By using this site, you agree to the Privacy Policy and Terms & Conditions.

Navigate Site

  • Home
  • News
  • Family Wellness
  • Health and Wellbeing
  • Mental Wellness
  • Contact us

Newsletter Sign Up

Loading
No Result
View All Result
  • Home
  • News
  • Family Wellness
  • Health and Wellbeing
  • Mental Wellness
  • Contact us

© 2022 Wellness For Life News Hubb All rights reserved.